Storm Chasers vs. Local Roofers: What Homeowners Need to Know When Filing Claims

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roofing filing a roof damage claim

Every time a major storm rolls through Houston, out-of-state roofing contractors descend on the metro area. They knock on doors, leave flyers and promise homeowners quick fixes. The most brazen sometimes even offer “free roofs.” These companies, often called storm chasers or “fly-by-night roofers,” are opportunistic contractors who travel from state to state, chasing storms and looking for quick jobs.
 
These roofers are typically bad news for homeowners, and you should always be wary of an out-of-town roofer who approaches you after a storm. While their pitches can sound appealing in the moment, homeowners should know that some key aspects of the storm chaser business model are illegal in Texas. Using them can create bigger problems down the road.


What Exactly Are Storm Chasers?

Storm chasers are out-of-town contractors who flood affected neighborhoods after severe weather. They often go door to door offering inspections, claiming they can work directly with your insurance company and promising low or even waived deductibles.


The problem? These contractors typically:


  • Don’t have a local office or ongoing presence in the community.
  • May use lower-quality materials or unlicensed crews to maximize profits.
  • Often operate without proper insurance.
  • Often commit insurance fraud, which implicates the homeowner as well. 
  • Disappear once the job is done, leaving you with no warranty support if problems arise.


At first, the convenience can sound tempting. But once they’re gone, homeowners are left with no recourse if shingles blow off, leaks appear or the work wasn’t up to code.


The Truth About Deductible “Deals”

One of the most common tactics storm chasers use is offering to “cover” or “waive” your insurance deductible. For example, if your deductible is $2,000, they might claim they can do the work for “free” by inflating the invoice sent to your insurance company or hiding the cost in their pricing.


This often involves exaggerating or falsifying the extent of the damage to inflate the total claim, which is a form of insurance fraud that can leave the homeowner open to criminal prosecution and insurance cancellation.


Texas has even passed a law specifically to combat fly-by-night roofer insurance fraud because it has become a prevalent problem in the roofing industry.


Risks to Homeowners

In addition to criminal liability and future insurance problems, homeowners are also at risk of getting a subpar roofing job. A key part of the storm chaser scam is cutting corners on materials, installation methods, and labor to pocket as much of the inflated claim as possible.


Why Local Roofers Are the Safer Choice

In contrast, local roofers are members of the community with reputations to uphold and long-term customer relationships to maintain. Choosing a trusted local company offers several advantages:


  • Accountability: Local roofers have a physical, long-term presence in the community. If there’s a problem with your roof, you know exactly where to find them.

  • Better Workmanship and Materials: Because they’re invested in their reputation, local companies are more likely to use quality materials and trained crews. They understand Texas weather and building codes better than an out-of-state crew.

  • Insurance Guidance You Can Trust: A reputable local roofer will explain the claims process honestly, never encourage you to commit fraud and will provide detailed documentation to support your legitimate claim.

  • Warranties That Actually Mean Something: Storm chasers are gone the moment the job is done, but a local roofer will be around to honor warranties and stand behind their work years later.

  • Investment in the Community: When you hire local, your money supports small businesses and jobs in your area, not out-of-town contractors who disappear with your check.


How to Spot a Storm Chaser

It can sometimes be tricky to tell a storm chaser from a legitimate contractor, but here are some warning signs:


  • They appear immediately after a storm and start canvassing neighborhoods.
  • They offer to cover your deductible or give you a “free roof.”
  • They lack an address in your city or surrounding area.
  • They push you to sign quickly, often with high-pressure tactics.
  • Their license plates or business registration are from out of state.


If you notice these red flags, it’s best to walk away and look for a roofer with proven roots in the community.


Choose a Local Roofer You Can Trust in The Woodlands

At Perkins Roofing, we’ve been serving The Woodlands homeowners for years with honest, reliable storm damage repairs. We know the insurance process, respect the law and stand by our work long after the job.


As a company that has earned SELECT ShingleMaster™ certification with CertainTeed, we’re able to offer some of the strongest material warranties available, along with an industry-leading 25-year workmanship warranty.


Call us at (832) 702-0201 for a professional storm damage inspection and trusted guidance with your storm damage claim.

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In The Woodlands, winter is one of the smartest seasons to schedule roof maintenance. December and the early winter months offer mild temperatures, lower humidity and fewer storm systems, which makes it easier for roofing professionals to inspect the roof and complete preventive repairs without weather interference. More importantly, winter gives homeowners the opportunity to strengthen their roof before the Gulf Coast enters its wettest period. From sealing exposed areas on metal roofs to replacing worn roof vents and updating flashing, winter maintenance can significantly increase a roof’s resilience and prevent moisture problems long before heavy rain returns. The Woodlands Winter Weather Offers a Window of Opportunity Gulf Coast weather has a reputation for unpredictability, but there is one clear pattern homeowners can trust. December through February typically bring fewer severe storms and fewer long rain systems, creating more workable roofing days, while spring brings sustained rainfall, thunderstorms, hail risk and higher winds. If a roof already has small vulnerabilities such as cracked flashing, loose shingles, deteriorating vent boots or unsealed metal seams, spring weather will reveal them quickly. Scheduling maintenance in December or January means repairs can be completed during mild conditions rather than waiting until leaks develop during the rainy season. Winter Is the Ideal Time to Address Metal Roof Seams and Sealants Asphalt shingle roofs rely mostly on flashing, underlayment and proper shingle overlap for waterproofing. Metal roofs, however, have fasteners, panel joints, ridge caps and end laps that require periodic sealing to prevent moisture intrusion. These areas can become exposed when metal expands during hot weather and contracts in cooler temperatures. Winter is one of the best times to inspect and reseal these components because sealants often cure more evenly in cooler weather. Metal is also in its contracted state, making gaps or separation points easier to identify. Common winter maintenance tasks for metal roofs include: Resealing ridge cap joints Applying sealant to panel seams Replacing or tightening weathered fasteners Repairing gaps around skylights or roof penetrations If these areas are ignored, even small openings on metal roofs can allow water to enter during spring storms. Roof Vents Are Easier to Repair or Replace in Winter Roof vents such as ridge vents, box vents, turtle vents and plumbing boots are among the most frequent causes of roof leaks. Texas summers expose them to harsh sun, heat expansion and UV damage. By winter, many vents begin to show signs of: Cracked plastic Deteriorated or shrinking rubber seals Loose fasteners Lifted shingles around the vent base When the weather cools, shingles lie flatter and ventilation components are easier to inspect. Winter is an ideal time to determine whether vents need to be resealed, reinforced or replaced entirely. Addressing these issues early protects against moisture intrusion once spring rains begin. Winter Is Perfect for Checking and Replacing Flashing Flashing is one of the most important parts of the roofing system because it protects high-risk areas where water naturally tries to enter. This includes chimneys, dormers, sidewalls, valleys and roof penetrations. Winter inspections allow roofers to identify flashing that is: Cracked Rusted Pulled away from the structure Improperly sealed Damaged by wind or debris Gulf Coast storms put heavy pressure on flashing. Once flashing begins to separate or lose its seal, water can travel beneath shingles and soak the underlayment. Fixing flashing issues in winter ensures the roof can withstand months of wet weather without leaks. December Is an Ideal Time for General Roof Health Assessments The roof is under less thermal stress Shingles are more stable compared to summer Attics show moisture problems more clearly Roofers can work safely for longer periods due to cooler temperatures During an inspection, roofers can identify early signs of trouble, such as nail pops, granule loss, lifted shingles, clogged vents or minor punctures from debris. Fixing these issues in December or January prevents them from developing into active leaks during spring. Prepare for Spring Weather in The Woodlands by Scheduling Your Roof Maintenance Today! Winter provides the perfect opportunity to strengthen your roof before the most demanding weather of the upcoming year. Whether you need flashing repairs, metal roof seam sealing, vent replacements or a full inspection, Perkins Roofing is ready to help. Contact Perkins Roofing today at (832) 702-0201 to schedule your winter roof maintenance.
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Brick chimneys add charm and character to a home, but they are also one of the most misunderstood sources of winter moisture problems. When temperatures drop and Gulf-region weather turns damp and chilly, many homeowners notice water stains around ceilings, attic framing, or walls near the chimney. Sometimes they even see water dripping during cold snaps or after a freeze-thaw cycle, despite having a roof that appears to be in perfect shape. Because these symptoms resemble a roofing failure, the first instinct is often to assume that shingles, flashing, or underlayment are to blame. But in many cases, the culprit is not the roof at all; it’s the chimney itself. Brick, mortar, and masonry components absorb moisture, and once saturated, they allow water to travel in ways that look exactly like a leak. Why Chimney Leaks Are So Common in Winter Chimneys endure harsher weather exposure than almost any other part of the home. They stand above the roofline, where wind, rain, sleet, and rapid temperature swings during winter cold fronts hit them directly from all sides. Brick and mortar are durable, but they are not waterproof. When the winter climate combines cold nights, high humidity, and fluctuating temperatures, moisture problems become more likely. The main factor contributing to winter chimney leaks is the porousness of masonry, which can absorb moisture from rain and humidity. The material allows water to migrate through bricks and mortar, drip into the attic, and create stains far from the actual entry point. Fluctuating temperatures can also cause expansion and contraction, leading to cracks that worsen the problem. The Hidden Source of “Leaks” Brick and mortar contain tiny pores that naturally absorb moisture. During wet winter weather, these pores fill with water, and low temperatures slow evaporation. As moisture builds inside the chimney structure, it begins traveling inward through the masonry. This can result in: Damp sheathing or rafters in the attic Brown stains on ceilings near the chimney Drips hours after rainfall has stopped Moisture appearing even during light drizzle or mist Because the water originates from the masonry surface rather than the roof system, it trickles into the home unpredictably. This is why masonry-related leaks often confuse homeowners; the roof may be in perfect condition, yet moisture still appears inside. Older chimneys are particularly vulnerable because mortar joints wear down and become even more absorbent over time. Other Chimney-Related Causes of Leaks Failing Chimney Crowns The chimney crown is the concrete “lid” at the top. This prevents water from entering the chimney structure. When it cracks, winter moisture seeps through the top and runs down the interior walls of the chimney stack. Damaged or Missing Chimney Caps Without a cap, rain can enter the flue directly. Water then travels downward inside the chimney and may appear hours later, making the true source of the leak difficult to identify. Flashing Failure Chimney flashing seals the area where the roof meets the chimney. When flashing pulls away, corrodes, or is improperly installed, water can infiltrate during rainstorms. Unlike masonry leaks, flashing leaks typically show a more concentrated stain near the roofline. Expired Waterproofing Many chimneys are treated with breathable waterproofing products that protect against absorption, but these coatings eventually wear off. When they do, the chimney becomes exposed again and begins absorbing moisture at a rapid rate. How to Tell if the Chimney Is Causing the Leak Chimney leaks often have specific patterns: Moisture appears during extended cold, wet weather, not just storms Stains or drips occur even after rainfall ends Water seems to originate higher in the attic or along the chimney structure The shingles around the chimney are dry and undamaged If these signs sound familiar, the chimney is likely the root cause, not the roofing system. Preventing Winter Chimney Leaks Depending on the specific situation, you can call a roofer or chimney repair company to: Apply a vapor-permeable masonry sealant to repel water while letting the brick breathe Repoint deteriorating mortar joints to reduce moisture absorption Repair cracked chimney crowns and ensure proper drainage Install or replace chimney caps to keep out wind-driven precipitation Reinforce flashing and counterflashing for a proper watertight seal Address attic ventilation issues that may trap moisture around the chimney Protect Your Home From Chimney Leaks With Perkins Roofing Winter chimney leaks can be hard to diagnose, but the experts at Perkins Roofing know how to identify whether the problem is masonry absorption, flashing failure or another hidden issue. Contact Perkins Roofing today for a professional chimney assessment by calling (832) 702-0201.
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A wet attic or damp ceiling is always a reason to pay attention, but it is not always a sign of an active roof leak. In the Gulf region, where cool nights, high humidity, and sudden temperature swings are common, condensation can create moisture problems that look nearly identical to a leak. Homeowners often climb into the attic expecting to find a clear exterior water entry point, only to discover that the moisture is coming from inside the home rather than outside. Why Condensation Is So Common in Gulf Climates On the Gulf Coast, warm days and cool, humid nights create a perfect environment for attic condensation. When exterior temperatures drop quickly after sunset, the roof deck cools down faster than the moist air trapped inside the attic. As that warm, humid air rises and meets the colder wood surface, it condenses into water droplets. This is similar to how a cold drink “sweats” in summer. During cool, humid conditions, homeowners may notice: Wet or damp roof sheathing Moisture beads forming on nails or metal fasteners Small drops of water collecting on rafters A musty smell that seems to come and go Because this moisture forms directly on the wood, it can look very similar to a leak. Signs You’re Likely Dealing With Condensation Condensation tends to follow specific patterns. If you notice the following, there is a high chance the moisture is coming from inside the attic, not from outside. Moisture appears only after cold nights: If the attic is dry during warm weather but damp after temperature swings, condensation is a likely culprit. The underside of the roof deck looks uniformly damp: Leaks usually produce localized wet spots. Condensation often covers large areas of sheathing. Nail tips appear damp or rusted: Cool attic surfaces and humid air can cause condensation to form on exposed metal fasteners. As that moisture accumulates, it may drip onto insulation or ceilings and mimic a roof leak. No clear entry point exists: Leaks typically trace back to a specific damaged shingle, vent boot, flashing point or roof penetration. Condensation usually has no obvious source. The attic feels humid or poorly ventilated: Little airflow allows moisture to accumulate and cling to cold surfaces. If these signs match what you are seeing, the issue may be ventilation, not a failed roof system. What a “Real” Roof Leak Looks Like A true roof leak means water is entering from outside and requires immediate action. The signs are noticeably different once you know what to look for. Staining on ceilings or walls: Leaks often leave brown or yellow stains as water seeps through drywall. Isolated wet spots: Unlike condensation, leaks usually affect a specific area below the damaged section of roof. Mold growth concentrated in one place: Moisture from leaks creates persistent dampness that leads to mold in a defined location. Visible roof damage: Damaged shingles, lifted flashing, missing shingles, or punctures from falling debris often accompany leaks. Moisture during or right after rainstorms: If wetness appears only when it rains, not on cold, clear nights, you are likely dealing with a leak. Condensation, on the other hand, may show up even after days with no rain at all. Why Misdiagnosing the Problem Can Be Costly Treating condensation like a roof leak may lead to unnecessary roof replacements or repairs that do not address the real issue. Meanwhile, condensation problems can continue to worsen, causing: Mold and mildew Insulation damage Wood rot Poor indoor air quality Premature roof deterioration On the other hand, mistaking a leak for condensation can allow water intrusion to continue unchecked. That can damage ceilings, walls, electrical systems, and structural components. Correct diagnosis is critical, especially in a humid Gulf climate where both issues can occur. How to Prevent Condensation in the Attic Ensure proper ventilation: Ridge vents, soffit vents and baffles help keep air circulating. Reduce indoor humidity: Bathroom fans, kitchen exhausts and whole-home dehumidifiers help limit moisture entering the attic. Air seal attic bypasses: Gaps around light fixtures, ductwork, plumbing penetrations and attic accesses allow warm air to rise into the attic. Add insulation if needed: Proper insulation keeps warm indoor air from reaching cold roof surfaces. When to Call a Professional Because condensation and leaks can look so similar, especially on the underside of roof sheathing, homeowners often need a trained eye to tell the difference. A roofing professional can identify the source of moisture, assess the extent of damage and recommend the right solution before the problem escalates. Get Expert Moisture Diagnosis and Roof Repair from Our Roofers in The Woodlands Whether you're dealing with condensation, a true leak or simply want peace of mind, Perkins Roofing can help. Our team understands the unique climate challenges of Gulf Coast homes and provides accurate inspections, straightforward answers and reliable roof repairs . Contact Perkins Roofing today by calling (832) 702-0201 to schedule your roof or attic evaluation and protect your home from moisture damage year-round.
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